Personal deposit rates
Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening.
Rate alert: We review deposit pricing every business day. Call 1-800-555-0199 for jumbo CD quotes above $750,000.
Savings & money market
| Account | Minimum balance | Interest rate | APY |
|---|---|---|---|
| Acme High-Yield Savings | $500 | 3.98% | 4.05% |
| Everyday Savings | $25 | 0.15% | 0.15% |
| Premier Money Market | $10,000 | 4.15% | 4.28% |
Certificates of deposit
| Term | Minimum deposit | Interest rate | APY |
|---|---|---|---|
| 6 months | $1,000 | 4.25% | 4.33% |
| 12 months | $1,000 | 4.55% | 4.72% |
| 24 months | $1,000 | 4.15% | 4.23% |
| 36 months | $1,000 | 3.95% | 4.02% |
Personal loan APR range
Unsecured personal loans from $2,500 to $50,000. Terms from 24 to 60 months. Rates depend on creditworthiness and relationship discounts.
| Loan type | APR range | Notes |
|---|---|---|
| Fixed-rate personal loan | 7.49% – 17.99% APR | Includes 0.25% autopay discount when enrolled |
| Debt consolidation | 8.24% – 19.74% APR | Direct pay to creditors available |
1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.
2 Personal loan APR examples assume a $15,000 loan, 48-month term, and excellent credit. Your rate may differ.
3 Early withdrawal penalties apply to CDs. See account agreement for details.
FDIC Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.