Personal deposit rates
Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening 1-800-555-0199without prior notice to existing accountholders.
$750,000.Relationship pricing may apply when you maintain qualifying direct deposits, linked checking, or combined balances above published thresholds. Ask a banker for a personalised rate sheet before you open a jumbo or trust-titled account.
Savings & money market
| Account | Minimum balance | Interest rate | APY |
|---|---|---|---|
| Acme High-Yield Savings | $500 | 0.15%4.08% | 0.15%4.15% |
| Everyday Savings | $25 | 4.15%0.20% | 4.28%0.20% |
| Premier Money Market | $10,000 | 4.25%4.25% | 4.33%4.38% |
| 4.55%Student Savings | 4.72%$0 | 4.15%2.50% | 4.23%2.53% |
Certificates of deposit
| Term | Minimum deposit | Interest rate | APY |
|---|---|---|---|
| 6 months | $1,000 | 3.95%4.35% | 4.02%4.43% |
| 12 months | $1,000 | $50,0004.65% | 604.82% |
| 24 months | $1,000 | 7.49%4.25% | 17.99%4.33% |
| 36 months | $1,000 | 8.24%4.05% | 19.74%4.12% |
Personal loan APR range
Unsecured personal loans from $2,500 to $15,000$75,000. Terms from 24 to 72 months. Rates depend on creditworthiness, loan purpose, and relationship discounts.
| Loan type | APR range | Notes |
|---|---|---|
| Fixed-rate personal loan | 7.29% – 17.49% APR | Includes 0.25% autopay discount when enrolled |
| Debt consolidation | 8.49% – 19.24% APR | Direct pay to creditors available |
1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.
2 Personal loan APR examples assume a $20,000 loan, 48-month term, and excellent credit. Your rate may differ.
3 Early withdrawal penalties apply to CDs. See account agreement for details.
4 Student Savings is available to customers aged 13–24 with valid student identification.